Terms of Use

Agreement to Terms

These Terms of Use constitute a legally binding agreement between you and trendy-compass Financial Services ("Company," "we," "us," or "our") concerning your access to and use of the trendy-compass.com website and any related services (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree with these terms, you must not access or use our Services.

Eligibility

By using our Services, you represent and warrant that:

• You are at least 18 years of age
• You have the legal capacity to enter into binding agreements
• You are not prohibited from using our Services under UK law or any other applicable jurisdiction
• All information you provide is accurate, current, and complete

Use of Services

License

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Services for your personal or business purposes in accordance with these Terms.

Restrictions

You agree not to:

• Use our Services for any unlawful purpose or in violation of these Terms
• Attempt to gain unauthorized access to our systems or networks
• Interfere with or disrupt the operation of our Services
• Use automated systems or software to extract data from our Services without our written permission
• Reproduce, duplicate, copy, sell, or exploit any portion of our Services without express written permission
• Impersonate any person or entity or falsely state or misrepresent your affiliation with any person or entity
• Upload or transmit viruses, malware, or any other malicious code
• Collect or harvest any personally identifiable information from other users

Financial Services Disclaimer

Not Financial Advice

The information provided on our website is for general informational purposes only and should not be construed as financial, investment, tax, or legal advice. Any content, including articles, guides, and service descriptions, does not take into account your individual circumstances and should not be relied upon as a substitute for professional advice.

Professional Services

Our professional financial services are provided only after we have established a formal client relationship and conducted appropriate due diligence to understand your specific circumstances. Information on our website does not constitute an offer to provide such services to any specific individual or entity.

Regulatory Compliance

trendy-compass operates in compliance with applicable UK financial services regulations. Our services are subject to regulatory oversight and professional standards. Any engagement for financial services will be governed by a separate written agreement detailing the scope, terms, and conditions of the services provided.

No Guarantee of Results

Past performance is not indicative of future results. We make no guarantees about the performance of investments or the outcomes of our financial planning services. All investments carry risk, including the potential loss of principal.

Intellectual Property Rights

Ownership

All content on our Services, including text, graphics, logos, images, audio clips, and software, is the property of trendy-compass or its content suppliers and is protected by UK and international copyright, trademark, and other intellectual property laws.

Trademarks

The trendy-compass name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of trendy-compass. You may not use such marks without our prior written permission.

User Content

If you submit, post, or transmit any content through our Services, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, and display such content in connection with providing and promoting our Services.

Third-Party Links and Services

Our Services may contain links to third-party websites or services that are not owned or controlled by trendy-compass. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by your use of any third-party content, goods, or services available through such websites or services.

Privacy and Data Protection

Your use of our Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

Limitation of Liability

To the fullest extent permitted by law, trendy-compass, its directors, employees, and agents shall not be liable for:

• Any indirect, incidental, special, consequential, or punitive damages
• Any loss of profits, revenue, data, or business opportunities
• Any damages arising from your use or inability to use our Services
• Any damages arising from unauthorized access to or alteration of your transmissions or data

Nothing in these Terms shall limit or exclude our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be limited or excluded by UK law.

Indemnification

You agree to indemnify, defend, and hold harmless trendy-compass and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with:

• Your access to or use of our Services
• Your violation of these Terms
• Your violation of any third-party rights, including intellectual property rights
• Any content you submit through our Services

Modifications to Services

We reserve the right to modify, suspend, or discontinue any part of our Services at any time without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of our Services.

Modifications to Terms

We may revise these Terms from time to time. The most current version will always be posted on our website with the "Last updated" date. By continuing to use our Services after changes become effective, you agree to be bound by the revised Terms.

Material changes to these Terms will be communicated through our website or by direct notification if we have your contact information.

Termination

We may terminate or suspend your access to our Services immediately, without prior notice or liability, for any reason, including if you breach these Terms.

Upon termination, your right to use the Services will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions.

Any disputes arising from or relating to these Terms or our Services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Dispute Resolution

We encourage you to contact us first if you have any concerns or disputes. We will make every effort to resolve issues amicably through good-faith negotiations.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

Waiver

No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term. Our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices or agreements published by us on the Services, constitute the entire agreement between you and trendy-compass concerning the Services.

Assignment

You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign our rights and obligations under these Terms without restriction.

Force Majeure

We shall not be liable for any failure or delay in performing our obligations under these Terms where such failure or delay results from circumstances beyond our reasonable control, including acts of God, war, terrorism, pandemics, natural disasters, or failures of telecommunications or internet infrastructure.

Contact Information

If you have any questions about these Terms of Use, please contact us:

trendy-compass Financial Services
45 Threadneedle Street
London EC2R 8AH
United Kingdom
Email: [email protected]

Acknowledgment

By using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.